asked:




Although the general perception may be that organised banking is a relatively new phenomenon that has only developed over the last few centuries, the reality is that has been in thriving in one form or another for almost 3,750 years.

It was during the heyday of the Babylonian Empire from 1728 – 1686 BC that the Code of Hammurabi, named after the sixth and most successful king of Babylon, was devised and written. Details of the country’s laws and financial regulations were carved on tablets of stone six feet high, including details of how loans, interest and guarantees would operate according to a set of standardised procedures. However, the Code of Hammurabi established some important principles, namely that organised banking cannot exist without the essential quartet of rules, regulations, political stability and a developed economy.

Both Ancient Greeks and later the Romans developed their own domestic banking systems based on the use of a universal currency and credit notes. But as countries’ borders were crossed and travel throughout the globe became more common, a need for international banking arose.

Ann Knapp asked:




With all the attention online banking has received in the last couple of years, it seems there are new online banks popping up everywhere. Users are choosing online banking for its ease and convenience. And while issues of identity theft are important factors to consider with online banking, it has not stopped people from utilizing the Web to streamline their finances.

Even more importantly, recent studies suggest that Internet banking doesn’t just make life easier, customers who choose it seem to be more satisfied with their bank. The two areas of greatest satisfaction fall in the categories of the convenience online banking provides and the ability to pay bills online. One recent industry report indicated that satisfaction with online banking services is up 5.5 percent. The report also shows that users who pay their bills online experience not only satisfaction with the ability to bank online, but with their specific banking institution, suggesting users have strong confidence in their bank’s ability to secure identity. In fact, similar reports have also shown that those who pay bills online retain their business longer at a particular bank than those who do not use a bank’s online service.

As a result, banks are seeing tremendous growth in online service. One major commercial bank cited that in 2004, there were 3.4 million customers paying bills online, followed by an increase to 6 million online bill payers just a year later. Many bankers believe those kinds of increases are the result of services such as online bill pay that customers find most appealing.

asked:




Maintaining financial stability can be a challenge. For some people who are sick and where a reduction of the work or not work at all, money is only a crushing burden. This and the additional costs of treatment can be combined overwhelming.

http://www.onlinesavings.pannipa.com/2009/11/money-saving-tips/

Here are some tips to take control of your bank account can be obtained.

Online Banking

Taking advantage of online banking a way of energy and time savings. You can have your salary or socialSecurity paid directly into your account, so that more of this stress (for all), trips to the bank.

You can also choose to have paid their bills online, so that you pay for. This allows you to avoid paying late fees or interest. Means no more spending hours trying to write the checks, and lost time in the office.

Use price comparison sites

There are many companies that save time and money onlineCompare prices for everything from public services, iPods, mobile. Type of comparison of prices in Google, and many of them will mount.

Talk to your utility company

If you are on a low income may be able to win tickets from lower costs for the phone, or e-business. Many companies are willing to work with people with disabilities.

Be aware, how to earn easy money

Check out how to make money withoutToo much energy. Investigations, both at home and online are the means to get money. You can also test products (to avoid what are your health than cigarettes, etc.) are not dangerous and participate in surveys. You can get an idea seems far http://www.craigslist.com, click on the region, will see part-time. You’ll also find ideas on-line … Just type in their work home with Google.

Cheap and Healthy Food

It ‘important to feed people with CFS and FM are healthy, because it is a way to take control of their health. Unfortunately, many people are in these circumstances that healthy food costs too much money and takes too much energy.

Eating healthy is cost a fortune, or take your time.

They buy large quantities can save you money.

Check your surroundings, whether it’s food co.

Make a paste of flour in a healthy way, then freeze in portions.

Drink water instead of soda or sugary juice … is cheaper and healthier.

Use coupons.

Shop online and you do not spend time to avoid going to the supermarket, the kitchen.

Look out for discounts and rebates on drugs. If you are taking medications, please visit the manufacturer’s website to see if they offer a discount. Every step counts. You can also meet the requirements of discount.

http://www.onlinesavings.pannipa.com/2009/11/money-saving-tips/

parmod gusain asked:




Online Banking is a new concept in the banking world. Internet Banking is a service that allows a user to perform banking activities at home through a secure website on his/her personal computer. Online banking allows customers to conduct financial transactions on a secure website through internet.

Features and functions of Online Banking

We can broadly categorized common features provided by the online banking in below -

* Transactional (e.g., performing a financial transaction such as an account to account transfer, paying a bill, wire transfer… and applications… apply for a loan, new account, etc.)

* Electronic bill presentment and payment – EBPP

* Funds transfer between a customer’s own checking and savings accounts, or to another customer’s account

Andrea Beilinson asked:




You may look online for information regarding a mortgage, life insurance, or a personal loan, but when it comes time to make a move, you feel more comfortable dealing with an actual person – a banking associate or your insurance agent.

Why Use Online Banking

For years the banking systems have used computer networks to automate their daily transactions; improving with the changing times. Today, advanced technology gives you the option of bypassing the traditional banking – standing in lines, filling out deposit slips, going to your branch to withdraw money, and so on. Online banking allows you to manage your finances quickly and more efficiently.

Banks view the online option as an added value to attract new customers and retain the old ones. This method of banking helps to keep costs down by eliminating the paper trail and teller transactions associated with traditional banking.

How safe it is to bank online?

The banking industry is faced with the challenge of designing a system that is customer friendly and secure. They take every available precaution to ensure your transactions are secure.

asked:




Compass bank online is a place many people choose to do their banking needs, as it’s a highly respected bank that offers exceptional internet banking as well.

The bank is actually a part of compass branches, which is centered in Alabama, and the bank has most of its locations in the southern US, in 6 different states.

In fact, it is one of the biggest twenty five banks in the country, and although it might not be one of the more popular banks that comes to mind, such as Chase or Bank of America, it definitely has a solid reputation, and if you do live in the southeast or southwest, you should consider them for your banking needs.

What financial services can you receive through compass bank online? There are many, and in addition to checking and savings accounts, you can look into getting a home or car loan, student loan, and also money management and investing advice. Most banks offer these services, so probably none of those shock you.

One of the things that compass bank is known for is it’s online banking, and with this, you can transfer money from one compass account to another with no hassles, see your current balance online, the recent checks that have just passed, pay your bills from the comfort of home, and of course, access it around the globe.

This is why it’s so hard to understand why so few people take advantage of compass bank online, or any form of online banking, for that matter. What happens if you are overseas, and don’t have access to a branch near you? You run into all kinds of problems that could easily be alleviated with an online banking account, and that’s what compass bank offers.

All you have to do is access a computer with an internet connection, hop online, and get access to the money you need to make your bank transfer. This is also very convenient any time you want to avoid the time consuming task of writing out checks and sending them in the mail, because all you have to do is make a bank transfer to whatever company you are looking to pay.

One thing you need to be careful of here, if you are using a public computer, is that you use a computer without any cookies so that it doesn’t remember the data you entered.

If not, somebody else who gets on after you can very easily access your account and wreak all kinds of havoc on you. This sounds obvious, but lack of caution in this area is what’s responsible for many people having their account hijacked, so don’t let this happen to you.

In addition, you don’t have to worry about anybody hacking into your account as long as you take the necessary security measures, as they have plenty of safety features in place to prevent this, as most banks do.

It just isn’t that dangerous to do online banking anymore, certainly not like in the old days, and there really is no excuse not to use compass bank online, as this can save you plenty of headaches down the road.

asked:




 

 

Iqbal Amrohi

Net Banking has become steadily popular over the past few years. People are using it to shop online, to book rail and air tickets and transfer money across cities and countries. But simultaneously with the increase in the use of net banking the incidents of cyber crimes also have registered a continuous growth. Many times money is transferred illegally from the bank accounts without the knowledge and permission of the owner.

 

Net Banking is a facility on the internet to operate one’s account. To use this facility the customers arrive at the website of the bank where they have got their accounts. By entering a Username and Password they can access their own account and by using yet another password can transfer money in or out of that account. But before using Net Banking it is always necessary to read all the instructions of that particular bank. Guidelines of all banks are not similar and there are minute but important differences. Therefore, it is necessary to read them carefully.

 

Many people consider the Net Banking like the normal banking. But no, it is very different and one needs to be extra careful. It is necessary to check your internet banking account at regular intervals. The intervals can be every two or three days or at the most one or two weeks. If you do not check your account for a long time, you may not come to know of what is happening to it. If you find any discrepancy, inform the bank authorities at once.

 

Please note that the banks do not consider them responsible for any thing happening to your account as a result of the activities of the unauthorized operators who are called hackers. Moreover, no insurance is available in this regard. The Banks say that appropriate upgradations are carried out from time to time by their IT departments for risk mitigation. They also issue instructions to the customers to manage their accounts through virtual key boards by way of which the characters typed by them are not identified by the hackers. Many banks send their account holders SMSs regarding any activity taking place at their account. SMS alerts are also an important tool since any transaction carried out on account is reported to the account holder through as SMS.  

 

If you use any website for the purpose of shopping or transferring money, first make enquiries about the reliability of that website. This information can be had from seeing the internet address of the web site or by asking from any computer expert. Make sure that you write down the internet address of that particular site correctly.

 

Make sure that you use your own computer or lap top for the Net Banking purposes. Never use cyber cafes for net banking. If you had to use some other computer for the purpose of Net Banking, change your password immediately. Moreover, never forget to log out the site you used for Net Banking.

 

All this care is necessary because the internet frauds are increasing at an alarming rates. In the internet terminology these frauds are known as ‘Phishing’. In phishing, a person’s personal details are obtained by fraudsters posing as bankers, who float a site similar to that of the person’s bank. The customers are asked to provide all personal information about themselves and their account to that website on the pretext of databases upgradation. The number and password are then used to carry out transactions on their behalf without their knowledge. Regular e-mail users might have already noticed subjects or mails with messages such as:” Verify your account”, ” You have won the lottery “, ” if you don’t respond within 48 hours, your account will be closed, ” security advisory”, ” 2008 – A Category results” and the like. You could even receive an e mail purportedly from your bank, software vendor, or an online portal asking you to update your credit card information. Never respond to such mails and call your bank or vendor to make sure they have asked this information. Make one rule, never respond to such e mails.

 

Sometimes, the fraudsters indulge in hacking in which personal data is stolen through hacking. Hacking is an act in which the cyber criminal steals information stored or transacted in any computer. Sometimes. A spy ware is installed in the computer to steal the information and gain access to all files. The hacker gets in to the system with the help of spyware and steals information. The hacker is always on the lookout for unsecured systems and files. The spyware usually comes in the form of a virus. This spy transports all files pertaining to bank accounts to the hacker. Therefore, it is advisable not to store much information about your accounts on your computer or e mail which is unsecured. Generally , an accepted method of keeping the hackers at bay is frequently changing passwords. This however is not enough. One should make sure that the net connection is secure. Unsecure Wifi and broadband connections can be misused by professional hackers to obtain confidential details regarding an account. The best way is to operate your account at home or on a personal computer.

 

There are a few other things you can do. Get the latest version of the Antivirus and Internet security suite. Please don’t buy a pirated CD. The anti virus soft wares have the anti – phishing filters built in. Moreover, get the latest version of the Internet Explorer and Firefox. Both have an internal anti – phishing engine built in to alert you when you are on a site that steals data.

 

In short, it is always advisable to use the following precautions while using Internet for any kind of transaction involving money.

 

Net Banking has become steadily popular over the past few years. But simultaneously with the increase in the use of net banking the incidents of cyber crimes also have registered a continuous growth. Use your home computer or lap top for the Net Banking. Never use cyber café for the Net Banking. Put password on your computer as well and also the screen saver password. Check your account regularly. Install a good fire wall in your computer. It would make hacking difficult. Always log out after using net banking. Never reveal password to anyone. Do not even write it on a piece of paper or diary. Just memorize it. It should be alphanumeric. Change it frequently. Never reply to queries from bank online about account or personal details. The personal information should not be kept in a public computer or in e-mails. Before using Net Banking it is necessary to read all the instruction of the bank. Use the SMS alerts facility of the bank as any transaction carried out on the account is reported to the account holder through SMS. If you use any website for the purpose of shopping or transferring money, first make enquiries about the reliability of that website. ( The End)

 

 

 

asked:




The internet has proven to be a valuable tool in managing your finances. You can do most anything online. Most banks have caught wind of this convenience to their customers and have gone to great lengths to fully utilize online potential. WellsFargo online banking is one of the best choices for your lifestyle.

Convenient doesn’t even begin to express how easy it is to use WellsFargo online banking.  Access the website anytime from anywhere. Even if your local branch office is closed, the website is available when you need it! Even easier access is available using mobile devices to check balances and transaction history! You can even move your money using your cell phone!

On top of all that, Wells Fargo monitors accounts for suspicious activity. If they suspect someone is tampering with your funds or personal data, they lock down the account until the issue is resolved.

WellsFargo online banking is backed by a zero liability guarantee. That means if an unauthorized party accesses your account and removes funds, Wells Fargo will take care of it. You will not have to worry about putting your life on hold, tracking down stolen cash.

You can check on you accounts at the click of a button! Move money from one account to another, or review your ATM history.  Certain types of accounts even come with added features and discounts. You can get more for your money, just for having an account!

WellsFargo online banking offers everything you could want in a bank account. Apply for one today so you can reap the benefits of being a WellsFargo customer!

Dennis Frank asked:




Chase online banking is a small business’s most useful financial resource. Most small businesses start with a great idea. The person behind the idea feels confident that the idea is sound and that there’s a demand. He or she then sets out to turn the idea into the latest must-have craze. What many small business owners don’t know a lot about is how to handle the company’s finances. That’s where Chase online banking can help.

Small business owners who enroll in Chase online banking have access to a number of useful features to help them better manage their businesses. The biggest benefit is the ability to log in to any account that is linked to the business (even personal and investment accounts!) at any time, day or night, seven days a week. While certainly useful, managing account balances is just one of many things small business owners can do while online.

They can also view transactions as far back as 90 days or check to see which checks have cleared and which have not. They can pay bills online which is faster and less expensive than manual methods. Knowing that online checks and deposit slips can be printed anytime they’re needed removes one of the fears that people have about Chase online banking.

Small business owners can request to be notified via email, voice mail and even by text message anytime a change takes place in any of the accounts being monitored. They can order checks, wire money, and transfer funds and so much more.

Chase online banking also enables small business owners to download monthly statements straight into the popular small business accounting software packages, which makes the daunting tasks associated with accounting much easier to handle. They can use Chase online banking to set up direct deposit for themselves and their employees and that’s a nice benefit to offer when trying to attract valuable employees. There’s even more and it’s all explained on the online banking demo so take a look today!

GilbertTenorio asked:


Banco de Oro has a lot of products and services provided for its clients. Comprised in it businesses is BDO Internet banking or they usually called BDO Retail Internet Banking (RIT).

Online banking has several benefits for its clienteles such as access to your account every-time and anywhere depending you have Internet connection; pay bills online; send or transfer funds to your kin and charities you support; financing your investments in mutual funds, UITF, and stocks; and checking your statement of account online.

Perks of BDO Online Banking

With Online banking, you can access your accounts and do banking dealings anytime and anywhere provided you have Internet access. Several of the perks you can get from online banking are the following:

1. You can pay bills online. Pay your credit card bills, water and electricity account of charges or other merchants. You may also create schedule payments for post-dated and repeating bills.

2. Move money online to other BDO savings accounts or cash card accounts

3. See the money remaining on your CA/SA, term deposit, cash card, credit cards, customer loan account, and trust account without charge